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Seed Lending

Sem Gulinyan

About Us

At SEED Lending, we believe every financial future begins with a single seed. When planted with care, strategy, and integrity, that seed can grow into stability, opportunity, and lasting prosperity for individuals, families, and businesses alike.

We are a modern, full-service lending company built on the belief that lending is not just about capital—it’s about people. SEED Lending exists to plant strong financial seeds and walk alongside our clients as those seeds grow into meaningful life outcomes.

Who We Are

SEED Lending is a trusted lending partner with deep expertise across a wide spectrum of loan programs and financial solutions. Our team brings together industry experience, innovative thinking, and a client-centered mindset to serve both traditional and non-traditional borrowers.

WHAT CLIENTS
ARE SAYING

Above and beyond. Super Job. Great communication. We love our agent Sem! Greatest gift. Sem made the process possible and simple. Explaining and breaking down to process every step of the journey.

Maria Rivera

After two years of frustration and dead ends with other loan officers telling me I didn’t qualify, working with Sem Gulinyan was a complete game changer. From the start, Sem was confident, knowledgeable, and incredibly professional. Where others saw problems, Sem found solutions — and made it look easy. He not only helped me buy […]

Sakanyan Lilit

Sem provided exceptional assistance in our home-buying process. His in-depth knowledge of the local real estate market greatly aided us in establishing a competitive purchase price, with an eye on future resale value in the area. Sem was actively engaged throughout every phase of selecting the right property and finalizing the closing. He was approachable, […]

Simply put, Sem is the “real deal!” We were so impressed with the way in which he explained everything to us & I was blown away by the level of knowledge and expertise he has. We will definitely be working with him again in the future!

JC Bentley

Sem and his team did a good job. They were helpful and knowledgeable. They explained the process so there were no surprises. Transaction went very smoothly.

Hovhanness Gasparyan

Working with Sem Gulinyan has been nothing short of exceptional. From start to finish, his professionalism, expertise, and dedication stood out every step of the way. With years of experience in the real estate industry, Sem brings a deep understanding of the market, strong negotiation skills, and an incredible attention to detail. He made the […]

Levon Poghosyan

I had the pleasure of working with Sem Gulinyan, and I couldn’t be more impressed with his professionalism and real estate knowledge. Sem is not only highly experienced, but also incredibly personable and easy to work with. He took the time to understand exactly what I was looking for and guided me through every step […]

Irenaslanyan

I had a great experience working with Sem Gulinyan! He truly knows the real estate market and was incredibly helpful, patient, and professional throughout the entire home-buying process. Thanks to his guidance and expertise, I was able to find and purchase the perfect house. I highly recommend Sem to anyone looking for a reliable and […]

Arman Muradyan

FEATURED VIDEOS

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Client 1

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