Bank Statement 10.0 Loan
The Bank Statement is ideal for self-employed borrowers and business owners who prefer to qualify using cash flow instead of traditional tax returns.
Program Highlights
- Credit Score: 600+
- Down Payment: 10%+
- Occupancy: Primary Residence, Second Homes & Investment Property
- 12 or 24 months of personal or business bank statements
- Seasoning: 3-month cash-out seasoning permitted for Refinances
- Reserve: 3 months+
- Cashout: Unlimited
- Loan Amounts: Up to $5,000,000.
Eligible Property Types
- Single-Family Residences (SFR)
- Condominiums
- Manufactured Homes
