No Tax Returns 15.0 Loan

SEED’s No Tax Returns 15.0 (aka Alt Doc) program offers loan programs for W-2 as well as Self-Employed borrowers who prefer to qualify using Verification of Employment OR a CPA/Borrower prepared Profit & Loss statements instead of tax returns.

Program Highlights

• Credit Score: 660+
• Down Payment: 15%+
• Occupancy: Primary Residence, Second Homes & Investment Property
• Seasoning: 3-month cash-out seasoning permitted for Refinances
• Cashout: Unlimited
• Loan Amounts: Up to $3,000,000.

Eligible Property Types

• Single-Family Residences (SFR)
• 2–4 Unit Properties
• Condominiums
• Manufactured Homes