Overseas Loan

The Overseas program is designed for Foreign Nationals / International buyers seeking to invest or purchase U.S. real estate with flexible documentation and simplified qualification requirements.

Program Highlights

• Credit Score: No U.S. FICO required (or 680 Credit Score)
• Down Payment: 20%+
• Reserve: 6 months+
• Loan Amounts: Up to $5,000,000.
• No deposit sourcing, credit reference letters, U.S. asset seasoning, or visa required

Eligible Borrowers

• Foreign nationals allowed
• ITIN borrowers allowed
• No third-party address verification required
• No deposit sourcing required
• No credit reference letters required
• No U.S. asset seasoning required
• No Visa required

Eligible Property Types

• Single-Family Residences (SFR)
• 2–4 Unit Properties (30% Down Payment)
• Condominiums
• Planned Unit Developments (PUDs)