NO INCOME Loan

The NO INCOME Loan is ASSET based Program that’s designed for borrowers with strong assets but limited or non-traditional income documentation. Qualifying is based on eligible assets rather than employment or tax returns.

Program Highlights

• Credit Score: 620+
• Down Payment: 20%+
• Occupancy: Primary Residence, Second Homes & Investment Property
• Loan amounts up to $4,000,000
• 100% of checking, savings, and money market accounts
• 70% of stocks, bonds, and mutual funds

Eligible Property Types

• Single-Family Residences (SFR)
• 2–4 Unit Properties
• Condominiums
• Planned Unit Developments (PUDs)