HARD MONEY Loan

SEED’s Hard Money (Private Money) loan solution for Bridge and Fix-and-Flip programs is designed for real estate investors seeking fast, flexible financing for acquisition, renovation, or short-term hold strategies with minimal documentation.

Program Highlights

• Credit Score: 660+
• Down Payment: 10%+
• Occupancy: Primary Residence, Second Homes & Investment Property
• Term: 12, 18, or 24-months interest-only
• Income: No income verification or bank statements required
• Constructions: Up to 100% financing on renovation costs
• Interest charged only on drawn renovation funds
• Fast closings in as little as 10 days

Eligible Property Types

• Single-Family Residences (SFR)
• 2–4 Unit Properties
• Condominiums
• Planned Unit Developments (PUDs)