Frequently Asked Questions

They reduce qualifying income.

Possibly, depending on severity and program.

Multiple risk factors increasing loan scrutiny.

Denial rejects the loan; suspension requires more information.

Yes, with additional documentation or changes.

A government-insured loan designed for lower credit scores and smaller down payments.

A zero-down loan for eligible veterans and service members.

A zero-down loan for rural and suburban areas.

A mortgage not insured by the government.

Shorter term with higher payments but less interest paid.