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Should I pay extra on my mortgage?
Depends on rate and other investments.
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What is opportunity cost in mortgages?
Potential return lost elsewhere.
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How do mortgages affect retirement planning?
Housing costs influence cash flow.
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Can mortgages be transferred to heirs?
Yes, under certain conditions.
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What is due-on-sale clause?
Loan becomes payable upon transfer.
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How do divorces affect mortgages?
Requires refinance or assumption.
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What happens to mortgage at death?
Estate or heirs handle repayment.
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Can mortgages be negotiated?
Terms may vary by lender.
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What is rate lock strategy?
Timing lock to reduce risk.
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What is float-down option?
Allows lower rate if market improves.
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